By building a unified payment and reconciliation platform, multiple payment channels can be deployed uniformly, and a unified payment API can be provided for front-end applications to call; Real time monitoring of payment orders, rapid warning of abnormal orders, and precise identification of the cause, reducing the occurrence of one-sided accounts; Implement unified refund management throughout the hospital and refund through the original payment method; Realize daily automatic three party reconciliation, daily clearing and settlement; Realize automatic generation of multidimensional reports and improve hospital's refined financial management.